All regulations / US Artificial intelligence

Colorado AI Act

Know the rule before it knows you.

The first US state law on high-risk AI and algorithmic discrimination.

Colorado Artificial Intelligence Act (SB 24-205)

What it is

The Colorado AI Act requires developers and deployers of high-risk AI systems (those making or substantially influencing consequential decisions in employment, lending, housing, insurance, education, health and legal services) to use reasonable care to avoid algorithmic discrimination, with documentation, impact assessments, notices and reporting duties.

This applies to you if

  • You develop or deploy AI used for hiring, credit, insurance, housing, education or healthcare decisions affecting Colorado residents
  • You sell AI tools to US customers in those sectors

What it asks of you

  1. Developers: documentation and disclosures to deployers; public statements on high-risk systems
  2. Deployers: risk management programme, annual impact assessments, notices to consumers, right to appeal and correct
  3. Reporting of discovered algorithmic discrimination to the Attorney General

What it costs to ignore

Enforcement by the Colorado Attorney General as unfair trade practices; rebuttable presumption of compliance for those following recognised frameworks such as NIST AI RMF or ISO/IEC 42001.

Key dates

Effective date postponed to 30 June 2026.

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